"I honestly could not put it down – it is very real and personal, and the use of internet conversations (emails and IMs) is very modern. I am going to strongly encourage my sister (19) to read it as I think it is a great guide for young adults ... especially ones who might be sheltered or bright, but still naive. I also think a lot of mothers will be eager to pass this read onto their daughters." — Carrie C., Houston, TX, 4th Grade Teacher, 25
"In talking about some personal financial issues with my husband, he suddenly bursts out with ‘What would Black do?´ We immediately had our answer." — Lucy C.,Houston, TX, Writer and Editor, 46
"Businesses will fail if stakeholders lie to themselves instead of confronting new realities and dealing with them. The same principle applies to everyday life. Thanks to real life examples, this book offers practical advice on how to be proactive, both in good times and bad, with the two sister format providing a fun learning structure. I want my daughter, but also my son, to read this book." — Michael Z. (54), Houston, TX, Renewable Energy Entrepreneur, 54
"Wow! This is not an ordinary book. Both an entertaining read and a practical reflection of ‘life coaching´ essentials – for us all. Be prepared to laugh, and highlight, as you read. Everyone needs to know how to eat an elephant!" — Bernard F., Clear Lake, TX, Owner Manager of Service Business, 55
"I went from my parent´s house to my husband´s house. When he died seven years ago, I had to suck it up and learn everything on my own. It was the scariest thing I ever had to do." — Janis M., Houston, TX, Widow, 60+
"‘Red´ and ‘Black´ have done the near-impossible, and written a book that works well on three levels. It´s filled with practical advice, has two interesting and engaging characters, and left me wanting to read more. I believe every reader – of every age – who has to make any decision about finances, marriage and family, or personal priorities will learn something of real value from this book." — David S, Atlanta, GA, Historian and Author, late 60´s
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Red, the warm and fuzzy sister, has a successful husband, two beautiful daughters, friends all over the world, and a big, pretty house. Highly pragmatic Black has taken early retirement from a lucrative business career to live in luxury with her fabulously wealthy husband and race Ferraris and Porsches.
Then the unthinkable happens. Red's husband loses his job. Panicked because she knows nothing about their personal finances, Red turns to her sister for help. If Red expects sympathy, she's come to the wrong place. Black yanks Red's head out of the storybook world she's been living in and takes her on a three-month whirlwind tour through the real world of money.
Realizing that there is no Prince Charming, lottery ticket or magic how-to book to rescue her, Red has to roll up her sleeves and take control of her financial life. Black takes her through everything from the beginning: how she got in this mess, how her values affect her spending, how she can clean up the problems and get herself organized at the same time. And, finally, Black explains to Red how she — and all of us — can go forward in financial health with values and priorities that will make life richer, in all the important ways. As Red takes on the daily challenges that Black puts before her, she begins to understand that when it comes to running her finances — and her life — she's not stupid, she's just been sheltered.
Eavesdrop on Red and Black's candid, and entertaining, exchanges as they discuss the things that matter most. Their informative conversations cover everything from specific financial issues such as balance sheets, credit cards and long-term financial planning to more fundamental concepts such as values, time management, and handling stress. And if you find Red unbelievably naïve and Black extremely sarcastic, don't worry. The key is their relationship works for them, and it can work for you, too.
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